Planning ahead shouldn’t feel complicated.
Get clear, straightforward information about final expense insurance and explore coverage options based on your needs, budget, and eligibility.
No pressure. Get the information you need and speak with a licensed insurance agent when you're ready.
A little planning now can make things easier for the people you care about.
Final expense insurance can provide a defined benefit your loved ones can use for funeral costs and other final expenses. For many families, it's simply one way to prepare ahead and put an important responsibility in order.
What is final expense insurance?
Final expense insurance is a type of life insurance designed to provide a modest benefit that can help with funeral, burial or cremation costs and other final expenses. Policies vary, so it's important to understand the coverage amount, premium, eligibility requirements, and any waiting period before deciding what's right for you.
Designed with final expenses in mind
Tailored to help with funeral, burial, memorial, or personal end-of-life costs.
Different coverage amounts available
Explore modest benefit amounts typically ranging from $5,000 to $25,000+.
Permanent life insurance coverage
Typically whole life policies designed not to expire as long as premiums are paid.
Policy terms and eligibility vary
Clear terms regarding health questionnaires, age limits, and any waiting periods.
Different situations. One important question: what fits yours?
People explore final expense insurance for different reasons. Here are a few common situations that can make it worth taking a closer look.
Planning for final expenses
Looking for a way to set aside coverage for funeral, burial, cremation or other final costs.
Reviewing coverage around retirement
Checking whether existing workplace or other life insurance will continue to meet your needs.
Taking another look at existing coverage
Reviewing what you already have before deciding whether additional coverage makes sense.
Looking for manageable coverage
Exploring a modest benefit and premium based on your needs, budget and eligibility.
A simple, straightforward process.
Tell us what you're looking for
Answer a few questions about your situation, coverage goals, and what you're comfortable considering.
Explore your options
Your information helps determine which coverage options may be available based on your needs and eligibility.
Speak with a licensed agent
A licensed insurance agent can explain available options, answer your questions, and help you understand the details before you decide.
Submitting your information does not require you to purchase a policy.
The right coverage starts with the right questions.
There's more to consider than a monthly price. Understanding these three pieces can help you compare your options more confidently.
Coverage Amount
Consider what you'd like the policy to help cover and how much protection makes sense for that goal.
Monthly Premium
Look at what the coverage may cost and whether the premium is manageable within your budget.
Policy Terms
Understand the benefit, eligibility requirements, and any waiting period or other important policy conditions.
Clear information. Straightforward next steps.
Plain-English Answers
Insurance can get complicated quickly. We focus on explaining the important details in language that's easier to understand.
Private Insurance, Clearly Explained
Final expense insurance is private life insurance. We won't present it as a government or Social Security benefit.
A Transparent Process
We'll explain what happens when you request information, including the role of the licensed insurance agent.
Your Decision, Your Choice
Learning about your options doesn't obligate you to purchase coverage.
Learn before you decide.
Clear answers can make an important decision feel a lot simpler. Start with the questions people commonly ask about final expense coverage.
What Is Final Expense Insurance?
A simple guide to how this type of coverage works.
How Much Coverage Should I Consider?
Questions to help you think through an appropriate benefit amount.
Final Expense vs. Other Life Insurance
Understand some of the important differences.
What Is a Waiting Period?
Learn why waiting periods matter when comparing certain policies.
No surprises after you request information.
When you request coverage information, the next step may include a conversation with a licensed insurance agent. They'll use the information you provided to better understand what you're looking for, explain available options, and answer your questions.
You'll know what the conversation is about before it happens.
You've got questions. Let's make things clearer.
Ready to see what your options may look like?
Explore final expense coverage based on your needs, budget, and eligibility.
There's no obligation to purchase coverage.